Posted by
Playful Walrus on Tuesday, May 19, 2009 3:56:20 PM
I don't buy things I can't afford. I pay my credit card bills in full by their due date, so as to not pay any interest. I realize the credit card companies are not making money on me, except for whatever fees they change the business from which I am buying goods or services.
If I am going to be penalized for the sake of people who have bought things they can't afford by having to pay interest from the time of purchase or fees, then I will simply cancel my credit card accounts.
There are plenty of ways I'm already being punished and forced to make life easier for others who haven't done as I have done – live within their means. I don't need another.
All of my credit card applications came with clear tables that showed what the fees and rates would be. No credit card was issued to me against my will. Am I alone?